14 Best Budgeting Apps of 2022 | Blogs Toolkit’s App Guide

Best Budgeting Apps

What is a Budgeting App?

A budget app is a money organizer app that users can use on their mobile phones or computer to keep tabs on their money. This technology helps people trace their revenue, expenditure, and savings. As a result, it aids to enhance your financial discipline hence improving the quality of your work. So check out the following 14 Best Budgeting Apps.

14 Best Apps For Budgeting

1. Stash

Image Credit – Wikimedia Commons

How To Sign Up For?

Go to Stash and click the ‘Sign Up’ at the top-right part of the website. You will begin by providing vital details such as your email address and a secure password to create an account. You may be required to confirm your email to use this budgeting app.


Interestingly, Stash charges their clients $1 each month to use their platform. In some cases, you can pay $9 each month depending on the features you need.

Website: www.stash.com

2. NerdWallet

Image Credit – Wikipedia

How To Sign Up For NerdWallet?

A customer can visit NerdWallet to create a new account. Next, you ought to click on the ‘Sign Up’ option at the top right section of NerdWallet’s website. Thirdly, click the ‘Let’s Do This’ option to open the sign-up page.

You’re at liberty to continue with either Google or Apple. Kindly provide crucial information such as:

  • First name
  • Surname
  • Email Address
  • Strong Password

Click the ‘Continue’ option to complete the sign-up process. You’re free to sign in using the information you provided.


You may wonder why NerdWallet is among the best budgeting apps available for you. Why it is the best budgeting app is because it doesn’t charge customers a subscription fee.

Official Website: www.nerdwallet.com

3. You Need a Budget (YNAB)

You Need a Budget (YNAB)
Image Credit – Wikimedia Commons

How To Sign Up For YNAB?

New customers can sign up by visiting YNAB Site and clicking the ‘Start Your Free Trial’ option. After that, you’ll have to key in your details; such as your email address and strong password.

The next step is to click the ‘Start Your Free Trial’ option to complete the start process. You can choose to use your Apple or Google account.


You Need A Budget is a pocket-friendly budget app on the market right now. Subscribers have the option to pay $11.99 to access their YNAB account. Better still, you can cough up $84 yearly to access your account seamlessly for a whole year.

Official Website: www.youneedabudget.com

4. Personal Capital

Personal Capital
Image Credit – personalcapital.com

How To Sign Up For?

A new client will require to visit Personal Capital’s official website to create an account. You need to click the ‘Get Started’ option just below the ‘Sign In’ option. 

You must follow the sign-up process below:

  • Register
  • Verify
  • Personalize

We urge you to provide the right information as you’ll need it every time you need to sign in. A better alternative is to create an account on the Personal Capital’s Budgeting App.


Personal Capital is generally a free budgeting app. However, you might be asked to pay a small subscription fee to get some services. As you may know, this budgeting platform offers sound advice to customers with assets worth over $100,000.

Official Website: www.personalcapital.com

5. Zeta

Image Credit – Wikipedia

How to Sign Up on Zeta?

You should click the ‘Schedule a meeting’ option at the bottom of Zeta’s official website. Thereafter, you must type basic information such as:

  • Company name
  •  Business type
  •  First name
  •  Surname


Zeta is one of the best budgeting apps as it exists for free. All customers can utilize this app all year round at no cost.

Official Website: www.zeta.tech

6. Wally

Image Credit – Visa

How To Sign Up For Wally?

New members must download the Wally app from the App Store. You must bring forth vital details such as:

  •  Contact details
  •  Purchases
  •  Finances
  • Current location


Wally is the best app for budgeting as it’s available for customers at a reasonable price. A client can access this budgeting app for $1.99 every month. Another option would be to pay $24.99 annually to access the platform.

Official Website: www.wally.me

7. EveryDollar

Image Credit – RamseySolutions.com

How To Sign Up For EveryDollar?

New clients can visit EveryDollar to create a new account. Please click the ‘Start Budgeting for Free’ option. Kindly provide your official email address and continue with the simple subsequent steps.


Currently, EveryDollar offers a free and a premium account to its customers. If you prefer the free version, click the ‘Start Budgeting for Free’. Else, click the ‘Try the Premium Version’.

A premium account will cost you a yearly membership fee of $129.99.

A more reasonable option is $59.99 every 3 months. Feel free to select the pricing plan that suits you perfectly.

Official Website: www.ramseysolutions.com/ramseyplus/everydollar

8. Simplifi By Quicken

Simplifi By Quicken
Image Credit – Simplifi by Quicken

How to Sign Up on Simplifi?

First-time clients can sign up to Simplifi via this site within seconds. As soon as you visit the webpage, click the ‘Try for Free’ option. The system will prompt you to provide credit card information such as:

  • Card number
  • Expiration
  • Card name
  • Security Code

Next, is to clear the required subscription fee and click the ‘Start Your Free Trial’ option.


Usually, this money organizer charges customers $3.99 each month. Another option is to pay $47.99 annually to access the app. Simplifi by Quicken exemplifies the best budgeting app as it offers multiple payment options. Firstly, you can opt to clear the payment using a credit card

Another payment method is PayPal, as long as you have the required balance. You’ll be prompted to log in to your PayPal account to approve the Payment. Simplifi permits you to call off your subscription at whatever time.

Official Website: www.quicken.com/simplifi/

9. Intuit Mint

Intuit Mint

Image Credit – Investor Junkie

How To Sign Up For?

Do you have an Intuit Mint account? If not, you can create an account on www.mint.intuit.com within a few seconds. Please ensure you provide information like your email address and your current phone number. Upon entering all these details, click the ‘Create Account’ to finish up the sign-up process.

That shows that Intuit Mint is doubtless one of the best budgeting apps.


Here’s some exhilarating news, Intuit Mint is the best budgeting app. Therefore, you can access all the features of Intuit Mint for free with no restrictions.

Official Website: mint.intuit.com

10. GoodBudget

Image Credit – GoodBudget

How To Sign Up For?

Would you like to keep track of your money then try this money organizer? Well, it’s about time you visited GoodBudget to create your account. Kindly click the ‘Create Your GoodBudget’ and provide your official email address and password.


Currently, GoodBudget offers two pricing plans to their customers. Firstly, basic account holders use this account at no charge. On the other hand, you must cough $8 each month to upgrade your basic account to GoodBudget Pro.

A better alternative would be to pay $70 each year and use a GoodBudget account stress-free. Remember to tick that you’ve read and consented to the platform’s Terms of Use.

Official Website: goodbudget.com

11. PocketGuard

Image Credit – Cash Math

How to Sign Up on PocketGuard?

Would you like to sign up on PocketGuard? You must start by going to PocketGuard’s official website. Secondly, you should click the ‘Start Now’ option and select your preferred account either Google or Apple account.

Another window will pop-up prompting you to log in to your account. We urge you to peruse the Privacy Policy to know what you’re getting yourself into.

PocketGuard works as a money organizer that will help to budget your income judiciously and notify you of the right way to save money.


PocketGuard has to be one of the best budgeting apps you’ll ever see. If you want a basic account, you won’t have to pay any subscription fee. Conversely, you must pay up to $4.99 to upgrade from a basic to a PocketGuard Pro account.

If you’re deep-pocketed enough, you may want to consider paying $34.99 to access your pro account for 12 months.

Official Website: pocketguard.com

12. Mvelopes

Image Credit – Mvelopes

How To Sign Up For?

Potential Mvelopes account holders can go to www.mvelopes.com and click the ‘Getting Started’ option. The system will prompt you to offer personal details to complete the signup steps.


Mvelopes offers a wide range of pricing plans to their customers. At present, a new customer can choose to cough up $5.97 every month to access a Mvelopes account. Alternatively, you may choose to pay $ 69 each year to use a Mvelopes account for an annum.

Official Website: www.mvelopes.com

13. HoneyDue

Image Credit – finder.com

How To Sign Up For HoneyDue?

A new customer is free to visit www.honeydue.com to sign up on this budgeting app. Alternatively, one can download the HoneyDue App from either the Google Play Store or the App Store.


HoneyDue doesn’t charge its customers a monthly subscription fee. Apart from that, the budget app doesn’t set any minimum finance limits. You’ll be relieved to know that HoneyDue doesn’t charge customers.

Official Website: www.honeydue.com

14. Fudget

Image Credit – Apple App Store

How To Sign Up For Fudget?

Fudget customers must download the latest Fudget app to sign up. You have the right to either install the app from the App Store or Google Play Store. Fudget will prompt you to enter details like salary and your expenses.


Fudget tops the list of the best budgeting apps available for potential customers. Fudget account holders can access this platform at no charge. However, you’ll have to part with $3.99 to upgrade from a basic to a Fudget Pro account. The good news is that Fudget Pro only charges this subscription fee once.

Official Website: www.fudget.com


1. What Is Stash App? Is It Reliable?

Stash is a US-based finance app with over 5 million active users. The beauty of this budget app is that it advises first-time investors on the best way to spend their money. Currently, this budget app provides 3 pricing plans.

2. Which Services Does Personal Capital App Provide?

The Personal Capital renders multiple services to customers at a specified fee. Here is a list of some of them.

  • Home Buying Advice: let’s not lie, buying a home is a lengthy and money-consuming process. For this reason, it makes sense to seek professional advice to avoid wasting your money unknowingly.
  • Retiral Planning: every worker has to pre-plan for their retirement before time runs out. It helps one predict when they’ll retire and how best to invest their income before then.

3. Why Do Most Customers Rate Trim The Best Budgeting App?

Let’s be honest, Trim is one of the best budgeting apps for a reason. This app determines the best way to reduce your internet and phone bills. Trim will take it upon themselves to broker the bills for you to help you save money.

4. What Is The Best YNAB Alternative?

Try Zeta as the Best YNAB Alternative because it is completely free to use.


Sally Norman

Professional Blogger

Hi, My Name is Sally Norman. I am a blog contributor for Blogs Toolkit. I write about techn...

14 Best Budgeting Apps of 2022 | Blogs Toolkit’s App Guide


April 13, 2022